The High Net-worth Individuals (HNIs) world revolves around wealth. Wealth is not only about having money. It is also about having a completely robust personal and professional portfolio that will prosper an individual and their family’s lives at every step of the way. And constantly secure their living in unforeseen future circumstances.
While these HNIs keep endeavouring in different spheres of their personal and professional lives, they are always in need of specialized wealth management firms like Mehta Wealth.
“We are a leading Premium Wealth Management firm that pioneered in Portfolio Management Service (PMS) in South Gujarat. Mehta Wealth was set up to cater to HNIs, keeping in mind that they require a different kind of Wealth Management,” ensures Krunal Mehta, MD and CEO.
A Richly Invested Clientele
In support, Krunal gives many testimonials of a few of their immensely impressed 460 clients served during their 17 years of rich existence.
Owner of Lavangwala Industries, Karmeshbhai Lavangwala, says, “I started my investment with Mehta Wealth at the start of April 2022 and handed by funds for PMS in July 2022. I am very happy with the services they provide regarding my investments and time-to-time portfolio updates. New market trends and startup investment options are also being briefed occasionally. So very happy with Mehta wealth in managing my wealth.”
Piyushbhai Desai, Former MLA from Navsari, says, “With detailed investment plans, exploration of wide suitable options and coming to the best appropriate selection is what Mehta Wealth does. Investment suggested by them has given us a significant growth.”
SHE Jewels owner, Pravinbhai Nanavati, says, “Through their PMS service and detailed analysis of diversified investments along with the latest technology, they helped me rebuild my portfolio into an organized one.”
While Vijaybhai Gajjar, owner of Navrang Icecream, says, “I met Mehta Wealth Directors in 2019. I had shares of Bajaj Finance, TCS, and HDFC in my portfolio. He (Krunal) advised me to sell out the old portfolio, and since then, I have started investing in a new one. After acting on his advice, the returns are really great. Directors are very helpful and cooperative and treat every client like a priority.”
Krunal adds that, at Mehta Wealth, they continue to be the only company to exclusively do so, offering bespoke solutions for clients, utilizing a comprehensive range of wealth management tools and resources backed by a culture of teamwork and excellence.
Wealth Augmenting Solutions
As a prominent premium wealth management company that blazed the trail in introducing PMS, Mehta Wealth’s approach harnesses a comprehensive suite of wealth management tools and resources underpinned by a culture that places teamwork and excellence at its core.
Alternative Investment Fund (AIF)
Every High Net Investor wants to have one part of their asset allocation be an Alternative Investment Fund, for it is an asset that is not one of the conventional investment types, which are held by institutional investors or accredited, high-net-worth individuals because of the complex nature and limited regulations of the investments. Alternative investments include private equity, hedge funds, managed futures, real estate, commodities and derivatives contracts.
Private Equity
Private equity consists of investing in an unlisted company at different stages of its development to support its growth, create value, and then ultimately resell it to obtain a significant capital gain. Institutional and retail investors provide the capital for private equity, and the capital can be utilized to fund new technology, make acquisitions, expand working capital, and bolster and solidify a balance sheet.
Real Estate
Private real estate offerings come in various strategies, goals, and structures. A private investor must become good at understanding and assessing the specifics of each offering to be effective. Krunal says, “We at Mehta Fincon can help you start considering how this type of investment might fit in your portfolio and the key areas to consider as you evaluate new opportunities.”
Global Investments
He furthers that they additionally understand clients’ needs for global funds based on factors such as International exposure, education or travel. “Additionally, in case of depreciation in the value of Rupees for any preceding education of your children abroad, we play a major role in hedging your investments with dollar-denominated returns. In sum, our superior knowledge of global markets and International investment partnerships helps bring together the right solutions to manage and grow your portfolio across the life cycle,” says Krunal.
Portfolio Management Services (PMS)
Mehta Fincon’s Portfolio Management Service (PMS) is a professional- tailor-made service intended to accommodate the investment objectives of different classes of investors. The Investment solutions provided by Mehta Wealth cater to a niche segment of clients- Individuals or Institutions with high net worth. Krunal explains, “In simple words, through our portfolio management service, investments will be managed professionally to create optimum wealth for our investors.”
Fixed Income Products
Mehta Wealth also offers fixed-income products like Company Convertible Debentures (CCD).
Why Invest in Fixed Income Products?
Company convertible debentures are a good asset class to invest in for several reasons.
Firstly, convertible debentures offer a fixed rate of return higher than the interest rate offered by traditional bonds or other fixed-income investments. This makes them an attractive investment option for investors looking for a predictable income stream.
Secondly, convertible debentures provide investors with the potential for capital appreciation. The conversion feature allows investors to convert their debentures into company shares at a predetermined rate, potentially resulting in significant capital gains if the company’s stock price rises.
Thirdly, convertible debentures are flexible investment options that can be customised to meet the specific needs of investors. They can be issued with different interest rates, conversion rates, and maturity dates, allowing investors to choose the debentures that best fit their investment goals and risk tolerance.
Fourthly, convertible debentures provide downside protection for investors. Since they are issued by a company, they are generally considered less risky than investing directly in its stock. In addition, the fixed interest payments provide downside protection, as investors continue to receive income even if the company’s stock price falls.
Finally, convertible debentures offer portfolio diversification benefits. By investing in convertible debentures, investors can add a fixed-income component to their portfolio while also gaining exposure to equities. This can help to diversify their portfolio and reduce overall risk.
Overall, company convertible debentures offer a combination of fixed income and equity-like features, making them an attractive investment option for investors seeking a balance between income and capital appreciation potential, downside protection, and portfolio diversification.
