A personal loan can fund your expenses when you need to fulfill your aspirations. Whether you want money to cover the costs for your wedding, home renovation, education, vacation, or medical emergency, you may fund them using a personal loan without digging into your savings and assets. However, many people hesitate to approach a lender due to the lengthy and complicated loan procedures. That is no longer the case with the Fullerton loan app.
Fullerton India Credit Company Ltd is a reputed NBFC in India offering financial products like personal loans since 2007. To keep up with technology, they launched their personal loan app that streamlines the loan procedure, focusing on customer service. Let us explore features of the loan app that make it different from other loan apps.
5 Features of Fullerton InstaPersonal Loan app that Makes its Unique:
1. Complete Loan Application from Smartphone
Since the app supports 100% digital loan procedure, you can fulfill all the loan requirements from your smartphone itself. Starting from loan application to approval, disbursal, and EMI payment, you can perform everything through the app. You do not need to visit the lender’s office even once before, during, or after the loan term. The instant loan app from Fullerton India has features and tools that allow a complete digital loan process anytime, anywhere.
2. User-Friendly Interface
Fullerton InstaLoan app is easy to navigate and has an easy user interface. First-time users can also use the app without any difficulty. All the tabs and tools are conveniently placed in easy view so that even a novice can use them without any training or tutorial. Download and install it like any other app and register to start using it. The entire process is simple, speedy, and short, and you may apply for an instant loan through it within minutes.
3. Hassle-Free Documentation
Fullerton India offers personal loans to both salaried employees and self-employed individuals. So, there are different personal loan documents requirements for both types of borrowers. Despite that, Fullerton has minimal documentation requirements that any Indian citizen can fulfill.
Apart from identity and address proof, you also need to submit your income proof to prove your loan eligibility. These include salary slips and income tax returns for salaried employees and balance sheets, business proof, TDS certificate, clearance certificate, etc., for self-employed professionals. While applying for a personal loan through the Fullerton loan app, you do not need to visit the lender’s office to submit your documents. You can scan and upload the required documents through the app, and you are good to go. This facility makes the documentation process 100% paperless and hassle-free.
4. Streamlined Application Process
Applying for an instant loan through the Fullerton InstaLoan app is pretty straightforward. These are the simple steps to follow:
- Download the Fullerton India Instaloan app and install it on your smartphone
- Create an account or register via your Google or Facebook account
- Enter your basic details, like your name, gender, date of birth, address, and marital status
- Provide your income and employment details, including your salary, income, and current employer
- Fill in your bank details
- Scan and upload the required documents
- Submit your loan application
Once you submit your loan application, you will get instant confirmation of your eligibility and loan amount. If you agree to accept the loan offer, you will receive a loan application number that you can use to track your application status through the app itself. After uploading the required documents, the lender will process your loan application and disburse the loan amount directly into your bank account.
5. Fast Loan Within Hours
Owing to the 100% digital loan procedure, no collateral requirement, and online documentation, you may get your loan approval and disbursal within a matter of hours. Once you submit your loan application, you receive instant confirmation about your loan eligibility. If you accept the loan offer and submit your documents, the NBFC disburses the loan amount directly into your bank account within 24 hours*. Therefore, the online loan app gives you instant access to the required funds without leaving your home.
These are the top five features that make Fullerton Loan App unique, among others. If you require money to cover any planned or urgent expenses, download the app now and experience these features yourself. Have a happy time borrowing through the instant loan app!
